Employees on the Sun Life benefits plan are eligible for Short-Term Disability (STD) and Long-Term Disability (LTD) insurance, which provides financial support if you become ill or injured and unable to work for an extended period of time.
STD and LTD are both mandatory, employee-paid benefits for DCS employees. This provides tax advantages as benefits payments will not be taxed upon receipt. You can choose from two levels of STD and two levels of LTD coverage.
The cost for each option differs and the premium you pay is based on your annual earnings.
You can elect or update your disability coverage as a new hire, during Benefits Open Enrolment or after a qualifying life event.
Our disability insurance partner is Sun Life.